ZarMoney Review

flag 30-day free trial
  • Several 3rd party integrations
  • Automated payment notifications
  • Easily scalable for growing businesses
  • Role-based access control for teams
8 /10
Good For
Faster payments
Free Trial
30-day free trial
  • author: Maab Saleem
  • 12.08.18
  • Comments


  • "Price"
    7.5 /10
  • "Features"
    8 /10
  • "Ease of USe"
    8.5 /10
  • "Help and Support"
    8 /10


ZarMoney offers cloud-based accounting software that was founded in 2006 in Los Angeles with the idea of providing a simple and more flexible way of doing accounting. Since then, ZarMoney has grown to serve thousands of customers across the globe.

The software is intuitive to use and comes with advanced tools, powerful integrations and a wide array of custom features designed to help freelancers and small to medium-sized businesses stay on top of their finances.

Plans & Pricing

ZarMoney offers both free and paid plans depending on the number of users involved, and all are billed monthly. The packages are detailed below.

Entrepreneur package

Free for up to 1 user and includes unlimited transactions and customer support.

Small Business package

$29/month for 3 users and includes all the Entrepreneur features. Well-suited for medium-sized and fast growing teams, the Small Business plan is scalable and allows additional users at a rate of $5/user month-to-month.

Enterprise package

$350/month for up to 30 users and includes all Small Business features along with implementation service, personal custom training, private domain name and a dedicated account rep.

Although the Entrepreneur package is only limited to individual users, it comes with all the ZarMoney features, making it one of the best free accounting software options available. The paid plans are priced fairly, and you can sign up for a 30-day free trial on the small business plan. No credit card or banking information is required and you can cancel at any time. The company also allows users to schedule a demo when subscribing to their Enterprise plan.

Small Business

Features and Functionality

ZarMoney boasts a robust set of features that rival some of the best-known accounting software. Below is a brief overview of the key features that the software offers.


ZarMoney dashboard is well organized and features a beautiful UI with charts showing your purchases, sales, expenses and other business performance metrics. You can readily view your total payables and receivables and history of recent transactions. Additionally, users are able to customize and personalize the software to suit their roles and to improve familiarity and simplicity.


ZarMoney lets you process invoices in a smooth and convenient way. After creating an invoice, you are offered options to fax, email, or print the invoice straight from the software. Additionally, you are able to set reminders and charge late fees for overdue invoices. The company’s Pre-Payment option also allows you to accept deposits for specific orders and hold the income in a separate account.

Approve to pay

Another key reason why we like ZarMoney is the ‘Approve to Pay’ feature. Designed to offer improved security, the feature provides the option to approve bills before any payments are sent. This helps prevent erroneous payments which can negatively affect your cash flow. The feature is perfect for businesses that have multiple employees and a complex accounts payable process.

Contact management

ZarMoney offers some of the best contact management features we’ve seen. You can easily add information about your customers and vendors including name, phone number, billing address, payment terms and tax details.

Inventory tracking

When it comes to inventory, ZarMoney offers more than just item list management. The software gives you a 360-degree view of your entire operation allowing you to keep track of items from multiple locations. You can readily check the real-time status of products as well as sales and purchase histories. This can save you invaluable time and help you avoid shortages and ensure timely delivery.

ZarMoney offers both accrual and cash basis accounting. Using the cloud accounting software, you can easily set default sales taxes and tax types allowing you to track taxable and non-taxable sales.

The SaaS solution is web-hosted meaning that no download or installation is required. ZarMoney can run on virtually any device as long as you are connected to the internet. Recommended browsers include Google Chrome, Internet Explorer, Safari, Mozilla Firefox and Opera.

At the moment ZarMoney does not have a full-featured mobile app, but you can still open the software on your tablet or smartphone browser.

Ease of Use

ZarMoney accounting software is incredibly easy to use and has a beautifully designed UI. The basic features are easy enough to find, and once you get used to it the software navigation is+ simple. We hardly had any problems, but should you get stuck there are plenty of educational videos to help you out.

ZarMoney offers great onboarding support. I found the customer service to be quite reliable and the help center search tool contains lots of helpful information. Enterprise subscribers get a dedicated account rep and personal custom training.

Add-ons and Integrations

ZarMoney is designed to be a comprehensive package that integrates all your accounting and business transactions with one powerful and easy-to-use solution. As a result, the company only provides a handful of accounting integrations. Hopefully, they will add extra add-ons and integrations with other software solutions.

Pros & Cons

  • Built-in messaging for communication and collaboration
  • Fax and email directly from the application
  • Automatically notifies customers on their order status
  • Offers customizable invoice templates
  • Automates deliveries, phone calls and other important tasks
  • Has a limited number of add-ons and integrations

Customer support

ZarMoney has terrific customer service. Reps are well-versed with the software and offer quick and helpful responses to enquiries. Customer support is available Monday through Friday from 9.00 AM to 5:00 PM PST.

  • 24/7 Help & Support
    There is a Help Center online that is available 24/7.
  • Phone Support
    Users can call ZarMoney for help with your inquiries.
  • Live Online Chat
    A live chat feature is available on the ZarMoney website.
  • Email
    You can email ZarMoney from their Contact Us page.
  • Video Tutorials
    Video tutorials are available on the company’s Help Page, social media pages, and YouTube channel.
  • FAQ
    There is a list of FAQs on the support page.
  • Blog
    ZarMoney has a blog where you can find a number of how-to’s and other helpful posts.

Final Word

ZarMoney offers great accounting software that turns mundane tasks like bank reconciliations and invoicing into simple, enjoyable activities. With ZarMoney cloud accounting software, you can easily track expenses, draft invoices and monitor your financial reports.

While the accounting software only has a minimal number of integrations, the company’s track record in making regular updates is a major plus. Whether you run an online business, or a brick and mortar business in multiple locations, ZarMoney makes it easy to manage your money and can be customized to meet the specific demands of your business.

Maab Saleem>
Maab Saleem

Copywriter and editor, Maab Saleem has been writing for almost a decade now. Be it technical content about the most cumbersome of technological topics or just a few lines of copy explaining a newly launched product, Maab knows precisely how to connect words in the perfect manner. When he is not sharing his literary ingenuity with the rest of the world, he likes to watch, play and critique on football.

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Questions & Answers

Natalie McCormick

Does this software create and process tax forms, like W-2s?

Zarmoney does not process actual tax forms inside the system, however, it does automatically calculate sales taxes and prepare tax filing reports. You will also be able to assign a default tax zone to each customer or store location. When used to track your expenses and income, you will be able to easily prepare all the information you need to file taxes.
Terry D.

I take a lot of out-of-office meetings for my business. Does ZarMoney work on my mobile phone?

Zarmoney does not currently have a mobile app, but the platform works on your mobile browser.
Josh Gainer

Is this software secure? Will my financial information be safe?

According to the Zarmoney Privacy Policy: The data that you enter and store in our secure database is password protected and only accessible by you. We only use your collected personal information or data for purposes of updates, purchases of our product or information pertinent to our records. Your data is carefully secured across the Internet. We will never ask for your password nor have knowledge of it, unless you voluntarily share it with us. The only time we will ever access your data is for the purpose of assisting you for technical support.

ZarMoney’s servers have SSL Certificates issued by industry-recognized certificate authorities. All data transmitted between users of the service is encrypted. But because the web itself is not a secure environment, users should only enter or instruct the importation of data to the database within a protected environment. It means that your portal must support the encryption guarantee used in connection with this service.

We do not store financial details. Your credit card details are encrypted and securely saved by ZarMoney to automatically bill your credit card on a continuous basis.

What is your next step?

Contact Us

Our goal is to provide answers to all of your questions so you can make a confident purchasing decision. We welcome your feedback, so please email us at with suggestions and questions. We’d love to hear from you!

Your information will be handled as detailed in our Privacy Policy